Saving Money: Stack your way to bigger things
Annie and Ollie learn to manage their pocket money wisely with your guidance. Together, you’ll track their savings progress to see how much they can save. Start with their daily allowance and weekly savings. Then, calculate their savings over four weeks and consider monthly and yearly goals. Encourage them to dream big, research a desired item’s cost, and create an action plan to reach their savings target.

Knowing your needs and wants
Readers learn to differentiate between needs and wants, prioritizing essentials for happiness and health while recognizing wants as optional enhancements. Through activities like identifying needs, solving puzzles, and budgeting for school, the importance of saving is underscored. Reflecting on goals and setting targets, readers are encouraged to dream big while emphasizing disciplined saving for the future.

Planning a bigger budget
Embark on a quest to uncover Grandma’s pasta recipe ingredients at the best prices from various grocers. Learn the importance of finding value in purchases, not just spending less. Transitioning to pet ownership, navigate the costs of food, vet bills, and accessories, before making the decision to welcome a pet into your life.

Future Careers & Earning Money
Discover various career options, from detectives to engineers, each playing a vital role in society. Engage in interactive activities, like aiding a policeman and assisting a judge. Reflect on the importance of choosing a career aligned with interests. Transitioning to financial literacy, participants learn budgeting and expense management. Through these activities, they gain insights into work and financial responsibility.

Chapter 5 –

Chapter 6 –

Putting your money into work
Zac and Zoe begin earning and saving money through chores and dog walking, gradually learning about banks, interest rates, and fixed deposits. They experiment with a “magic pouch” and explore the concept of fixed deposits, observing the growth of their savings over time. Through quizzes and visualizations, they compare savings accounts to fixed deposits, gaining insights into financial planning and compound interest.

Stocks
Zac and Zoe delve into the stock market, intrigued by the idea of owning shares of companies like Apple and Nintendo. They learn how to buy stocks and build diversified portfolios, considering factors like market trends and product launches. Through hands-on activities, they track stock prices, simulate investments, and reflect on the importance of diversification in managing risk.

Property Investment
Zac and Zoe explore property investment by examining different types of houses and learning about mortgages and rental income. Through activities like designing dream houses and matching people to homes, they grasp concepts like diversifying investments and envision financial goals. With newfound knowledge in saving, fixed deposits, stocks, and property, they aim for financial success and becoming millionaires.

Building a business
Zac and Zoe embark on a business venture by starting a cookie business. They learn about the costs involved, from ingredients to packaging and advertising. Through planning delivery routes and setting prices, they grasp key business concepts. Matching cookie products to customer preferences teaches them about target markets. Finally, they calculate their revenue and profit, gaining valuable insights into running a successful business.

Year 2: Growing the Business
Zac and Zoe embark on two entrepreneurial journeys: starting with a cookie business and then venturing into photography. Through trial and error, they learn about costs, pricing, marketing, and customer preferences. As their businesses grow, they face challenges and seize opportunities, eventually expanding their operations and earning recognition. Through hands-on experience, they gain valuable insights into business management and financial planning, setting them up for success in the future.